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Supplement: hospita private accident

Private supplementary hospital insurance in the event of an accident – big benefits on a small budget

In the event of illness in a general or semi-private ward, and in the event of an accident in a private ward? That’s possible. hospita private accident can be combined with many of Sympany’s supplementary insurance policies and enables you to have treatment in the private ward with free choice of both doctor and hospital during a hospital stay after an accident or for the treatment of the consequences of an accident. For emergency treatment anywhere in the world, for treatment for injuries suffered in an accident throughout Switzerland – without cost contribution. Maximum comfort following an accident with significantly lower premiums than with purely private insurance.

Ask for a quote

You can obtain a quote for hospita private accident by calling +41 58 262 39 70 or using the contact form.

Insured benefits

Emergencies and consequences of an accident in the private ward (private room) of all recognised hospitals in Switzerland

Treatment in a private room (private ward) until repatriation is medically possible

If prescribed by a doctor and a hospital stay can be avoided or shortened as a result:

up to CHF 45 per day, but a maximum of CHF 630 per calendar year;
double this amount for persons looking after children

If prescribed by a doctor:

  • Rest and recuperation therapy: CHF 90 per day, up to 21 days per case
  • Spa treatments: CHF 30 per day, up to 21 days per calendar year

Recognised recuperation and health spas>

Care and support for sick children up to the age of 12 by a recognised professional, provided that the parent/guardian is gainfully employed during the care period:

up to CHF 30 per hour, up to CHF 600 per calendar year

Up to CHF 100 per day for

  • Rooming-in: the option of staying in the same hospital room as the child or for parents to stay in accommodation outside the hospital
  • Family room: in the case of inpatient births, the costs of the accompanying parent’s stay in a family room will also be covered

The private supplementary hospital insurance hospita private accident in a nutshell

Your employer’s supplementary accident insurance may already cover the private hospital ward and the other benefits mentioned above. Therefore, hospita private accident is particularly worthwhile for people without supplementary accident insurance through their employer, including the self-employed, children, young people, young adults in training, and pensioners. Please note, however, that hospita private accident can only be taken out up to the age of 60.

Do you have supplementary accident insurance through your employer and are thinking of cancelling your hospita private accident supplement?
That’s not always a good idea. That’s because once you have left a private insurance company, subsequent re-entry is not always possible. It’s often smarter – in addition to the employer’s supplementary accident insurance – to continue with your own private accident supplement. hospita private accident is affordable and at the same time offers many advantages, such as better medical care, more comfort and personal privacy. The accident supplement is thus a sensible investment in your own health which should not be dismissed lightly.

Whether hospita private accident is worthwhile for you depends on the scope of your employer’s supplementary accident insurance, as well as your needs and your budget. We would be happy to advise you personally. Request a consultation >

You can find detailed information on hospita private accident in the Special provisions for hospita supplementary hospital insurance. You can obtain more information about your supplementary accident insurance from your employer.

  • You can be treated in the private hospital ward after an accident or for inpatient treatment of the consequences of an accident.
  • You are free to choose your doctor and receive the best possible medical care after an accident – especially in the case of complex injuries, you can be treated by a specialist of your choice.
  • In emergencies, you are free to choose a hospital anywhere in the world. Any hospital in Switzerland is available to you for treatment following an accident.
  • You benefit from maximum comfort after an accident with lower premiums compared to private supplementary hospital insurance.
  • You receive higher contributions for some benefits than with hospita general, hospita semi-private or hospita flex – such as for spa treatments or home help.

You can take out hospita private accident if you take out or have taken out one of the following supplementary insurance policies with Sympany: hospita general, hospita semi-private, hospita flex, plus or premium.

hospita private accident can be combined with the following hospita variants:

  • hospita general
    General ward: upgrades basic insurance to include any hospital anywhere in Switzerland

  • hospita semi-private
    Semi-private ward: free choice of doctor and hospital and hospital stay in a twin room – for more peace and comfort

  • hospita flex
    Flexible choice of ward: free choice of hospital and, depending on the insured option, free choice of doctor. Upon admission to hospital: choice of multiple-occupancy, twin and private rooms

  • plus
    Basic outpatient supplement: closes the gaps in basic insurance cover and contributes to medications not covered by statutory insurance, alternative medicine, transport costs and preventative measures.

  • premium
    Extra outpatient supplement: offers the same benefits as plus, but with substantially higher contributions.

Combination with hospita private and hospita global is not possible. You can include accident cover there.


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