The website cannot be displayed correctly. Please update your browser:

Change my franchise

If you make use of medical services, you must also contribute to the costs – according to law. Part of the cost contribution is the franchise. Insured persons resident in Switzerland can determine the amount themselves. With a higher franchise, you will pay lower premiums.

Facts about the franchise

The franchise can be altered as of 1 January of each year. The deadlines are:

  • Do you wish to reduce your franchise? Your request must reach us before the last working day of November.

  • Do you wish to increase your franchise? You have until the last working day of the year to send us your request.

Choose a franchise that you can easily pay at any time together with the deductible. You can choose from the following franchise options:

300 500 1,000 1,500 2,000 2,500


0 200 400


A person is holding a smartphone. The screen shows the customer portal mySympany in the English language version.

Our tip

Change franchise in mySympany

In mySympany you can see how your premium changes with a higher or lower franchise - and you don’t have to enter your personal details. Log in now!

Read more

Form: change franchise

Only possible for insured persons resident in Switzerland

New franchise

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Premium calculator health insurance