Supplementary hospital insurance: free choice of any hospital in Switzerland and more.

Whether you want a general, semi-private or private ward – Sympany’s hospita supplementary hospital insurance policy supplements the benefits of basic insurance wherever it makes sense for you. You can enjoy a free choice of any recognised hospital in Switzerland with every hospita supplementary hospital insurance plan. Do you want to have free choice of ward all the time? hospita flex offers just that. And Sympany also offers the ideal supplementary hospital insurance for absolute privacy, treatment provided by a senior physician and maximum comfort wherever you are in the world.


Free choice of hospital in the general ward of all recognised hospitals in Switzerland

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hospita general


Free choice of hospital and senior consultant in all recognised hospitals in Switzerland. Two-bed rooms guaranteed or available on request.

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hospita semi-private

hospita flex with the semi-private option


Free choice of hospital and senior consultant. Private room guaranteed or available on request. Absolute privacy and sheer comfort.

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hospita private

hospita flex

hospita flex with the private option

hospita global

Tip: with hospita flex products, you decide which ward you’d like to stay on when you’re admitted to hospital. By sharing the costs of an upgrade, you benefit from lower monthly premiums.

Overview: benefits of hospita supplementary hospital insurance plans

hospita general

General ward

Stay in a multi-occupancy room. Want to find out more about the benefits?

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hospita flex

Flexible choice of ward

Option to stay in a private, two-bed or multi-occupancy room. Treatment provided by a senior physician in some cases. Want to find out more about the benefits?

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hospita semi-private

Semi-private ward

Stay in a two-bed room, treatment by a senior physician. Want to find out more about the benefits?

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hospita private

Private ward

Stay in a private room, treatment by a senior physician. Want to find out more about the benefits?

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hospita global

Private ward anywhere in the world

Stay in a private room, treatment by a senior physician. Want to find out more about the benefits?

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30% family discount

Children up to the age of 18 who are insured under the same family policy as at least one of the parents and who live in the same household pay 30% lower premiums.

What does it mean if I choose supplementary hospital insurance?

Does Sympany pay for all treatment provided in hospital?

The benefits of hospita supplement the compulsory benefits of your compulsory basic insurance (according to the Federal Law on Sickness Insurance, KVG). hospita covers at most that part of the total costs that is not covered by your compulsory insurance. 

If you now undergo treatment in hospital that is NOT covered by your basic insurance, it will not be covered by your hospita supplementary insurance either.

I have to go to hospital. What do I need to consider beforehand?

In an emergency – for example if you suffer a heart attack – there's no time to plan. Just make sure you get to the hospital quickly! Everything else will fall into place. Of course, if you’re having elective treatment (if it’s not so urgent), things look a little different – your attending physician will discuss your stay in hospital with you and pass on all relevant documents to the hospital. The hospital will discuss treatment with you and may ask us to provide a commitment to cover the costs of your stay.

Do I need to fill in a new health questionnaire if I want to change my insurance cover?

In the case of supplementary insurance under the Federal Law on Insurance Contracts (VVG), the medical insurance risk is evaluated by means of a risk assessment in the event of new insurance or a change in cover. This assessment is carried out on the basis of the information provided in the health declaration, which is part of the insurance application. The insurer can reject applications in the interests of the insurance pool or exclude pre-existing illnesses from the insurance cover (exclusion).

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