hospita supplementary hospital insurance benefits – free choice of any hospital in Switzerland and more.

Whether you want a general, semi-private or private ward – Sympany’s hospita supplementary hospital insurance policy supplements the benefits of basic insurance wherever it makes sense for you. You can enjoy a free choice of any recognised hospital in Switzerland with every hospita supplementary hospital insurance plan. Do you want to have a free choice of ward all the time? hospita flex offers just that. And Sympany also offers the ideal supplementary hospital insurance for absolute privacy, treatment provided by a senior physician and maximum comfort wherever you are in the world.

Hospital stays

Emergencies and elective medical procedures: in all recognised hospitals around the world

  • hospita global: worldwide
  • All other hospita products: in Switzerland
hospita general
General (multi-occupancy room): covered
 
hospita flex with the semi-private and private option

General (multi-occupancy room): covered

Option of semi-private (two-bed room):
85% of the costs with limited cost contribution (CHF 1,500 per calendar year)
Option of private (single room):
75% of the costs with limited cost contribution (CHF 4,500 per calendar year)
 
hospita flex with the semi-private option

General (multi-occupancy room): covered

Option of semi-private (two-bed room):
75% of the costs with limited cost contribution (CHF 3,000 per calendar year)
 
hospita flex with the private option

General or semi-private (multi-occupancy or two-bed room)

Option of private (single room):
80% of the costs with limited cost contribution (CHF 3,000 per calendar year)
 
hospita semi-private
Semi-private (two-bed room): covered
 
hospita private, hospita global
Private (single room): covered

 

Emergencies abroad

hospita general,
hospita semi-private,
hospita private,
hospita global

Hospital ward: see above under “Hospital stays”

Cost assumption: covered, until return journey is medically possible

hospita flex  Hospital ward and cost assumption: see above under “Hospital stays”

Transport and rescue costs

  • Medically required transport by ambulance to the closest hospital
  • Return journey to Switzerland, rescue and recovery
hospita general Up to CHF 10,000 per calendar year with limited cost contribution (CHF 100 pro Transport)
hospita flex,
hospita semi-private
Up to CHF 30,000 per calendar year
hospita private Up to CHF 50,000 per calendar year
hospita global Covered

 

Spitex

Domestic help prescribed by a doctor

(if this can prevent or shorten a hospital stay)

Daily flat rate with annual maximum amount

hospita general CHF 280
hospita flex,
hospita semi-private
CHF 490
hospita private CHF 630
hospita global
 
CHF 770
 
Domestic help for persons looking after children
Daily flat rate with annual maximum amount
hospita general CHF 560
hospita flex,
hospita semi-private
CHF 980
hospita private CHF 1,260
hospita global CHF 1,540

Maternity

Inpatient birth
  • hospita global: all recognised hospitals anywhere in the world
  • All other hospita products: all recognised hospitals in Switzerland

hospita general,
hospita semi-private,
hospita private

Hospital ward: see above under “Hospital stays”

Cost assumption: covered

hospita flex Hospital ward and cost assumption: see above under “Hospital stays”
hospita global
 
Covered
 
Birth at a maternity clinic
not on the cantonal hospital list steht
hospita general 90% of the costs, max. CHF 1,000
hospita flex,
hospita semi-private

 
90% of the costs, max. CHF 2,000
hospita private,
hospita global
Covered
Domestic help after a hospital birth
hospita general Up to CHF 560 per birth
hospita flex,
hospita semi-private
Up to CHF 980 per birth
hospita private Up to CHF 1,260 per birth
hospita global
 
Up to CHF 1,540 per birth
 
Domestic help after a home birth
hospita general Up to CHF 840 per birth
hospita flex,
hospita semi-private
Up to CHF 1,470 per birth
hospita private Up to CHF 1,890 per birth
hospita global Up to CHF 2,310 per birth

Spa treatments

For a maximum of 21 days, hospita reimburses the following benefits per case for rest cures or spa therapies prescribed by a doctor:

hospita general

CHF 40 per day
CHF 10 per day
hospita flex,
hospita semi-private
CHF 70 per day
CHF 20 per day
hospita private CHF 90 per day
CHF 30 per day
hospita global CHF 110 per day
CHF 40 per day

Childcare

Care and nursing of sick children up to age 12 by a registered professional

(if the parents/guardians are gainfully employed during the care period)

Up to CHF 30 per hour, max. CHF 600 per year