hospita supplementary hospital insurance benefits
Free choice of any hospital in Switzerland and more
Whether you want a general, semi-private or private ward – Sympany’s hospita supplementary hospital insurance policy supplements the benefits of basic insurance wherever it makes sense for you. You can enjoy a free choice of any recognised hospital in Switzerland with every hospita supplementary hospital insurance plan. Do you want to have a free choice of ward all the time? hospita flex offers just that. And Sympany also offers the ideal supplementary hospital insurance for absolute privacy, treatment provided by a senior physician and maximum comfort wherever you are in the world.
Benefits hospita
You can find a detailed overview of the hospita supplementary hospital insurance benefits in the benefit overview. Please also note the General Terms and Conditions of Insurance in accordance with the VVG and the Special Terms and Conditions for supplementary hospital insurance. The insurance can only be taken out if you are resident in Switzerland.
Emergencies and elective medical procedures: in all recognised hospitals around the world
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| hospita general |
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| General (multi-occupancy room): covered |
| hospita flex with the semi-private and private option |
General (multi-occupancy room): covered |
| Option of semi-private (two-bed room): 85% of the costs with limited cost contribution (CHF 1,500 per calendar year) |
| Option of private (single room): 75% of the costs with limited cost contribution (CHF 4,500 per calendar year) |
| hospita flex with the semi-private option |
General (multi-occupancy room): covered |
| Option of semi-private (two-bed room): 75% of the costs with limited cost contribution (CHF 3,000 per calendar year) |
| hospita flex with the private option |
General or semi-private (multi-occupancy or two-bed room) |
| Option of private (single room): 80% of the costs with limited cost contribution (CHF 3,000 per calendar year) |
| hospita semi-private |
| Semi-private (two-bed room): covered |
| hospita private, hospita global |
| Private (single room): covered |
hospita general, |
Hospital ward: see above under “Hospital stays” Cost assumption: covered, until return journey is medically possible |
| hospita flex | Hospital ward and cost assumption: see above under “Hospital stays” |
100% of the costs:
- Medically required transport by ambulance to the closest hospital
- Return journey to Switzerland
- Rescue and recovery
| Domestic help prescribed by a doctor | |
|---|---|
(if this can prevent or shorten a hospital stay) Daily flat rate with annual maximum amount |
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| hospita general | CHF 280 |
| hospita flex, hospita semi-private |
CHF 490 |
| hospita private | CHF 630 |
| hospita global |
CHF 770 |
| Domestic help for persons looking after children | |
| Daily flat rate with annual maximum amount | |
| hospita general | CHF 560 |
| hospita flex, hospita semi-private |
CHF 980 |
| hospita private | CHF 1,260 |
| hospita global | CHF 1,540 |
| Inpatient birth | |
|---|---|
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hospita general, |
Hospital ward: see above under “Hospital stays” Cost assumption: covered |
| hospita flex | Hospital ward and cost assumption: see above under “Hospital stays” |
| hospita global |
Covered |
| Birth at a maternity clinic not on the cantonal hospital list steht |
|
| hospita general | 90% of the costs, max. CHF 1,000 |
| hospita flex, hospita semi-private |
90% of the costs, max. CHF 2,000 |
| hospita private, hospita global |
Covered |
| Domestic help after a hospital birth | |
| hospita general | Up to CHF 560 per birth |
| hospita flex, hospita semi-private |
Up to CHF 980 per birth |
| hospita private | Up to CHF 1,260 per birth |
| hospita global |
Up to CHF 1,540 per birth |
| Domestic help after a home birth | |
| hospita general | Up to CHF 840 per birth |
| hospita flex, hospita semi-private |
Up to CHF 1,470 per birth |
| hospita private | Up to CHF 1,890 per birth |
| hospita global | Up to CHF 2,310 per birth |
For a maximum of 21 days, hospita reimburses the following benefits per case for rest cures or spa therapies prescribed by a doctor:
hospita general |
CHF 40 per day CHF 10 per day |
| hospita flex, hospita semi-private |
CHF 70 per day CHF 20 per day |
| hospita private | CHF 90 per day CHF 30 per day |
| hospita global | CHF 110 per day CHF 40 per day |
| Care and nursing of sick children up to age 12 by a registered professional |
|---|
(if the parents/guardians are gainfully employed during the care period) Up to CHF 30 per hour, max. CHF 600 per year |
- Rooming-in: the option of staying in the same hospital room as the child or for parents to stay in accommodation outside the hospital
- Family room: in the case of inpatient births, the costs of the accompanying parent’s stay in a family room will also be covered
for up to CHF 100 per day