Supplementary insurance: sleep more soundly with the right cover

Life is what happens when you’re busy making other plans. That’s exactly why tailoring the cover of your basic insurance to your individual requirements is worthwhile. For your loved ones, and for yourself. And for the reassuring feeling that you’re well prepared for the unexpected.
 

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Supplementary hospital insurance – hospita

Free choice of any hospital in Switzerland and more.

Treat yourself to a free choice of hospital, ward and doctor.

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Supplementary outpatient insurance – plus and premium

For preventative measures and popular perks.

Close the gaps in your basic insurance. Receive contributions towards check-ups, vaccinations, alternative medicine and medications not covered by statutory health insurance.

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Supplementary dental insurance – dental

Minimal dental costs, ideal benefits.

Dental treatment is not covered by basic insurance. The dental plan helps prevent holes from appearing in your household budget.

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Support for legal disputes

Legal expenses cover for healthcare disputes – protect

Provides protection when you’re particularly vulnerable.

There for you when the costs start to add up – we support you in liability cases and in disputes with medical service providers under insurance law.

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What's particularly important when it comes to supplementary insurance?

How can I switch my supplementary insurance to Sympany?

You have supplementary insurance with another health insurer, but you now want to switch and take out supplementary insurance with Sympany. In this case, please fill in the health declaration. The following details are key: Unlike compulsory health insurance, in accordance with Swiss law, all supplementary insurance taken out with any health insurer is done so on a voluntary basis – not only for you, but for your insurer too. Health insurers are not obliged to accept policyholders.

Here’s a tip that every health insurer should give you openly – we’re delighted that you want to switch your supplementary insurance to Sympany. Please don’t terminate your previous supplementary insurance until you’ve received written confirmation of acceptance from Sympany.

Why do I need to fill in the health questionnaire?

In the case of supplementary insurance under the Federal Law on Insurance Contracts (VVG), the medical insurance risk is assessed by means of a risk assessment in the event of new insurance or a change in cover. This assessment is carried out on the basis of the information provided in the health declaration, which is part of the insurance application. The insurer can reject applications in the interests of the insurance pool or exclude pre-existing illnesses from the insurance cover (exclusion).

Where can I see what the basic insurance does and doesn’t cover?

You can find all the details of the basic insurance in our benefit overview >​​​​​​​

Your advantages at Sympany

  • Accident, illness and property insurance – everything from a single provider
  • You can get a refund if the cost of medical treatment ends up being much lower than anticipated when setting premiums
  • People aged 25 and under get free admission to more than 90 open-air pools
  • mySympany – paperless insurance – submit invoices, access documents, keep track
  • Personal consultation and unbureaucratic service

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