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Change my accident cover

Accident insurance is compulsory in Switzerland – just like basic insurance. If you work more than eight hours per week for the same employer, your accident insurance will be provided through them and you can exclude accident cover from your basic insurance. You can notify us directly of changes to your accident cover using our online form.

What applies to me?

Not sure if you need to include accident insurance in your basic insurance? Wondering when you can make changes to your accident cover? Or curious about what happens when you leave your job, retire or travel? Find out here.

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Accident cover

Include / exclude *

Are you unemployed or working less than eight hours per week? In that case, you do need to include accident cover as part of your basic insurance. If you require medical treatment following an accident, the cost contribution in your basic insurance applies as it does for illness.

Do you work at least eight hours per week for the same employer? If so, you are already insured against occupational and non-occupational accidents, so you can exclude accident cover from your basic insurance. This will reduce your basic insurance premium by as much as 7%. If you require medical treatment following an accident, you do not pay a cost contribution.

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