More time together – thanks to an insurance company that cares
Children are expensive and family life is often turbulent. We understand. That’s why with us, you won’t just find the right health insurance for you and your little rascals. You will also enjoy savings opportunities, numerous benefits and practical services that make your life better and easier. You’re in safe hands with us: enjoy your time with your loved ones and we’ll take care of your insurance.
Special benefits for families
Children under the age of 16 with Sympany's basic insurance may visit their paediatrician at any time – without a referral and regardless of their insurance model.
Important: a referral is always required for treatment by a specialist.
With hospita supplementary hospital insurance, children and parents can stay overnight in hospital together. If a child with hospita supplementary hospital insurance has to go into hospital, Sympany will pay CHF 100 per day for the parents to stay overnight in the same room or in external accommodation. If a parent with hospita supplementary hospital insurance requires inpatient treatment, Sympany will contribute CHF 100 per day towards the child’s overnight stay in the same room.
Limited cost contribution
If several family members are insured under the same hospita flex policy, the cost contribution is the same as for individuals (up to CHF 4,500 if different flex coverage was agreed).
Children, adolescents and young adults up to the age of 25 receive a contribution towards the costs of check-ups and braces under the outpatient supplementary insurance policies plus and premium.
If a family member with tourist or tourist subito coverage needs to be transported home for medical reasons, Sympany will cover the additional costs of this extra return journey – as well as those of the insured family members travelling with them. This can be organised via Sympany’s 24-hour emergency helpline: +41 41 480 44 22.
Useful discounts and services for families
Children under the age of 19 are eligible for the family discount if one parent has at least the same level of cover as the child and shares the same household. The family discount is granted on supplementary medical insurance.
For the third child and any subsequent children on the same policy, supplementary medical insurance up to the age of 18* is free of charge if the two older siblings are under 26, have at least the same level of insurance cover with Sympany and live in the same household. (Does not apply to capita illness.)
* until 31 December after their 18th birthday