The benefits of supplementary outpatient insurance
For those appealing extras
The affordable option with excellent benefits – it’s easy for you to supplement your basic insurance with Sympany’s supplementary outpatient insurance. You will receive contributions towards preventative measures and vaccinations. There are also generous additional contributions for alternative medicine and medicines not covered by statutory health insurance.
Benefits plus and premium
You can find a detailed overview of the supplementary outpatient insurance benefits in the benefit overview. Please also note the General Terms and Conditions of Insurance in accordance with the VVG and the Special Terms and Conditions for supplementary outpatient insurance. The insurance can only be taken out if you are resident in Switzerland.
90% of the costs, unlimited
Maximum cover for alternative medicine:
- plus: CHF 3,000 per calendar year
- premium: CHF 6,000 per calendar year
| Natural treatments |
80% of the costs |
| Recognised alternative therapies |
50% of the costs |
Outpatient treatment: covered
Increases the limited basic insurance benefits (50% with maximum amounts) to 100% unlimited.
Please note: The statutory cost share is incurred for the portion from basic insurance.
| Vaccinations | |
|---|---|
| plus and premium |
80% of the costs, up to CHF 220 per calendar year |
| Preventative check-ups | |
| plus | Up to CHF 300 per calendar year |
| premium |
Up to CHF 600 per calendar year |
| Precautionary gynaecological examinations | |
| plus and premium |
One examination per calendar year during the years not covered by basic insurance (see Basic insurance benefits) |
| Health-promoting courses | |
| (e.g. giving up smoking, dietary advice) | |
| plus | Up to CHF 150 per calendar year |
| premium |
Up to CHF 250 per calendar year |
| Sports contribution | |
| (e.g. gym, relaxation course or sports club) | |
| plus | Up to CHF 200 per calendar year |
| premium | Up to CHF 300 per calendar year |
| Prenatal classes with a recognised specialist | |
|---|---|
| plus and premium |
Up to CHF 200 |
| Breastfeeding allowance | |
| plus and premium | Up to CHF 250 |
Read more: Insurance tips for expectant parents (PDF)
(if prescribed by a doctor)
50% of the costs, up to 12 visits a year
| Glasses or contact lenses | |
|---|---|
| plus |
Aged up to 18: up to CHF 270 per calendar year Aged 18 and over: up to CHF 270 within 3 calendar years |
| premium |
Aged up to 18: up to CHF 420 per calendar year Aged 18 and over: up to CHF 420 within 3 calendar years |
| Other medical aids (e.g. blood pressure monitor, tailor-made insoles) | |
| plus and premium | 50% of the costs, up to CHF 250 per calendar year |
| Check-ups (aged up to 25) | |
|---|---|
| plus and premium |
CHF 60 per calendar year |
| Orthodontic treatment (aged up to 25) | |
| plus | 70% of the costs, up to CHF 10,000 |
| premium | 70% of the costs, up to CHF 15,000 |
| Extraction of wisdom teeth | |
| plus and premium | 90% of the costs |
(by recognised psychotherapists holding a cantonal licence)
| plus |
50% of the costs, up to CHF 1,000 per calendar year |
| premium | 50% of the costs, up to CHF 2,000 per calendar year |