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Absolutely no restrictions! The standard model as per Swiss basic insurance offers excellent sickness cover. Classic basic insurance is really simple:
I like being able to choose freely when it comes to my basic insurance and that's why I appreciate Sympany’s classic model. I always decide for myself whether I will go to the family doctor first or straight to a specialist. As I have increased my excess, I can still save on premiums.
No. This model lets you choose your own doctor anywhere in Switzerland. If you like, you can go straight to a specialist when you're ill.
No, you don’t have to specify a family doctor. Despite this, we recommend that you do always go to the same doctor. They will know you and your state of health best and will have an overview of your treatments.
For some treatments, you will need a prescription from your doctor. This applies to physiotherapists, speech therapists, occupational therapists, nutritionists, nurses, Spitex (home care) and diabetes counselling.