Information about your supplementary insurance
The supplementary insurance policies from Kolping Krankenkasse AG (now Sympany Versicherungen AG) are no longer being sold to new customers. You can, of course, choose to continue to be covered by this insurance. However, by law (Article 156 of the Ordinance on the Swiss Insurance Oversight Act) you have the right to switch to comparable supplementary insurance policies from Sympany that are still available to purchase:
- You can choose from plus and premium for supplementary outpatient insurance.
- Products from the hospita product group are suitable as hospital supplementary insurance and, in terms of the upgrade products, dental kolping will become dental and VVG daily allowance will become compensa.
The choice is yours. However, you can only change the products in your contract as a package, i.e. all of them from Kolping to Sympany. Here you find answers to some of the questions you may have.
FAQs
As in any other industry, insurance providers are constantly developing new products. The older ones are then taken off the market, though of course they can still be used. In such cases, policyholders are entitled by law (Article 156 of the Ordinance on the Swiss Insurance Oversight Act) to take out insurance under a policy that is still being offered for sale and that is the closest possible equivalent to their current policy.
You will find your current Kolping insurance in the left-hand column and the comparable supplementary insurance from Sympany in the right-hand column.
| Supplementary outpatient insurance | |||||
|---|---|---|---|---|---|
| light kolping plus kolping |
plus | ||||
| praevention kolping alternativ kolping |
premium | ||||
| Supplementary hospital insurance | |||||
| flex kolping | hospita flex with the semi-private/private option | ||||
| kombi allgemein | hospita general | ||||
| kombi halbprivat | hospita semi-private | ||||
| kombi privat | hospita private | ||||
| budget kolping | hospita comfort | ||||
| spitalkostenzusatz kolping spitalbehandlungskosten kolping |
hospita general | ||||
| spitalgeld kolping | hospita flex with the private option | ||||
| Upgrade products | |||||
| dental kolping | dental | ||||
| taggeld vvg | compensa | ||||
The law (Article 156 of the Ordinance on the Swiss Insurance Oversight Act) requires that we offer you the closest possible equivalent insurance policy. The benefits are comparable, but they can vary in terms of their scope. We have adjusted some benefits in the interests of our customers and some of these changes will be to your advantage. Others will now be less extensive than before in order to keep your policy at an affordable level.
Benefit comparisons
Many benefits are the same under your current Kolping policy and the comparable supplementary insurance from Sympany. We have listed the most important differences in the benefit comparisons below (PDFs) and highlighted the benefits which are most suited to you in green.
More detailed information can be found in the General Terms and Conditions of Insurance and in the Special Terms and Conditions:
GTC: common provisions for Sympany's supplementary insurances
There is no time limit on the right of transfer.
The Swiss Financial Market Supervisory Authority (FINMA) approves the premiums some time around October. Until then, we do not know whether your premiums will change or not.
You can choose to switch to the comparable supplementary insurance policies at any time. Please feel free to ask us about premiums in the autumn and make your decision then.
If you would like to switch to the comparable supplementary insurance policies, please contact our Customer Services team. You will then receive an application without a health declaration. The switchover will take place on 1 January of the following year.
If you would like to continue to be covered by your current insurance, you do not need to do anything. You will then continue to enjoy your usual insurance cover.