Information about your supplementary insurance

The supplementary insurance policies from Kolping Krankenkasse AG (now Sympany Versicherungen AG) are no longer being sold to new customers. You can, of course, choose to continue to be covered by this insurance. However, by law (Article 156 of the Ordinance on the Swiss Insurance Oversight Act) you have the right to switch to comparable supplementary insurance policies from Sympany that are still available to purchase:

  • You can choose from plus and premium for supplementary outpatient insurance.
  • Products from the hospita product group are suitable as hospital supplementary insurance and, in terms of the upgrade products, dental kolping will become dental and VVG daily allowance will become compensa.


The choice is yours. However, you can only change the products in your contract as a package, i.e. all of them from Kolping to Sympany. Find answers to some of the questions you may have and premium overviews on this page.

FAQs

What is a right to transfer?

As in any other industry, insurance providers are constantly developing new products. The older ones are then taken off the market, though of course they can still be used. In such cases, policyholders are entitled by law (Article 156 of the Ordinance on the Swiss Insurance Oversight Act) to take out insurance under a policy that is still being offered for sale and that is the closest possible equivalent to their current policy.

Which insurance policies are affected and which are the comparable policies?

You will find your current Kolping insurance in the left-hand column and the comparable supplementary insurance from Sympany in the right-hand column.
 

Supplementary outpatient insurance
light kolping
plus kolping
plus
praevention kolping
alternativ kolping
premium
Supplementary hospital insurance
flex kolping hospita flex with the semi-private/private option
kombi allgemein hospita general
kombi halbprivat hospita semi-private
kombi privat hospita private
budget kolping hospita comfort
spitalkostenzusatz kolping
spitalbehandlungskosten kolping
hospita general
spitalgeld kolping hospita flex with the private option
Upgrade products
dental kolping dental
taggeld vvg compensa

 

How do the benefits offered by my current insurance policy differ from those under the comparable policy?

The law (Article 156 of the Ordinance on the Swiss Insurance Oversight Act) requires that we offer you the closest possible equivalent insurance policy. The benefits are comparable, but they can vary in terms of their scope. We have adjusted some benefits in the interests of our customers and some of these changes will be to your advantage. Others will now be less extensive than before in order to keep your policy at an affordable level.

Benefit comparisons

Many benefits are the same under your current Kolping policy and the comparable supplementary insurance from Sympany. We have listed the most important differences in the benefit comparisons below (PDFs) and highlighted the benefits which are most suited to you in green.
 

Supplementary outpatient insurance

Comparison of the benefits of light kolping and plus 

Comparison of the benefits of plus kolping and plus 

Comparison of the benefits of praevention kolping and premium 

Comparison of the benefits of alternativ kolping and premium 

Supplementary hospital insurance

Comparison of the benefits of flex kolping and hospita flex with the semi-private/private option 

Comparison of the benefits of kombi allgemein and hospita general 


More detailed information can be found in the General Terms and Conditions of Insurance and in the Special Terms and Conditions:

GTC: common provisions for Sympany's supplementary insurances

BB general supplement and private supplement

BB plus and premium

BB dental

When do I have to make a decision by?

There is no time limit on the right of transfer.

When will I find out the premiums for 2021?

The Swiss Financial Market Supervisory Authority (FINMA) approves the premiums some time around October. Until then, we do not know whether your premiums will change or not.

You can choose to switch to the comparable supplementary insurance policies at any time. Please feel free to ask us about premiums in the autumn and make your decision then.

What do I need to do when I have made a decision?

If you would like to switch to the comparable supplementary insurance policies, please contact our Customer Services team. You will then receive an application without a health declaration. The switchover will take place on 1 January of the following year.

If you would like to continue to be covered by your current insurance, you do not need to do anything. You will then continue to enjoy your usual insurance cover.

Premium overviews

The premium overviews create an overview of the expected development of premiums for you. Your current supplementary insurance premiums are compared with those of comparable insurance policies.

This is how it works:

  • Select your current supplementary insurance policy.
  • Click on your premium region or insurance type. A PDF will open with the expected premium development.

Supplementary hospital insurance

flex kolping

Premium region:
AG 1, BL, SO 1

Premium region:
AG 2, LU, SO 2

Premium region:
AI, AR, SH, TG

Premium region:
BE

Premium region:
BS

Premium region:
FR

Premium region:
GE, JU, NE, VD, VS

Premium region:
GL

Premium region:
GR

Région de primes:
NW, OW, UR

Région de primes:
SG, SZ, TI

Région de primes:
ZH

kombi allgemein

Premium region: AG 1, BL, SO 1
with accident cover / without accident cover

Premium region: AG 2, LU, SO 2, ZG
with accident cover / without accident cover

Premium region AI, AR, BL, GL, SH, TG
with accident cover / without accident cover

Premium region: BE, TI
with accident cover / without accident cover

Premium region: FR
with accident cover / without accident cover

Premium region: GE, JU, NE, SZ, VD, VS
with accident cover / without accident cover

Premium region: GR, NW, OW, UR
with accident cover / without accident cover

Premium region: SG
with accident cover / without accident cover

Premium region: ZH
with accident cover / without accident cover

kombi halbprivat

Premium region: AG 1, BL, SO 1
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: AG 2, LU, SO 2, ZG
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: AI, AR, BS, GL, SH, SZ, TG, TI
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: BE, GR
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: FR
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: GE, JU, NE, VD, VS
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: NW, OW, UR
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: ZH
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

kombi privat

Premium region: AG 1, BL, BS, SO 1
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: AG 2, LU, SO 2, ZG
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: AI, AR, GL, GR, SG, SH, SZ, TG, TI
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: BE, FR
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: GE, JU, NE, VD, VS
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: NW, OW, UR
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

Premium region: ZH
Deductible: CHF 0 / 1'000.– / 2'000.– / 3'000.– / 5'000.–

budget kolping

Premium region: AG 1, BL, BS, SO 1
1-bed room: with accident cover / without accident cover
2-bed room: with accident cover / without accident cover

Premium region: AG 2, LU, SO 2
1-bed room: with accident cover / without accident cover
2-bed room: with accident cover / without accident cover

Premium region: AI, AR, GL, SG, SH, SZ, TG, TI
1-bed room: with accident cover / without accident cover
2-bed room: with accident cover / without accident cover

Premium region: BE, FR
1-bed room: with accident cover / without accident cover
2-bed room: with accident cover / without accident cover

Premium region: GE, JU, NE, VD, VS
1-bed room: with accident cover / without accident cover
2-bed room: with accident cover / without accident cover

Premium region: GR
1-bed room: with accident cover / without accident cover
2-bed room: with accident cover / without accident cover

Premium region: NW, OW, UR
1-bed room: with accident cover / without accident cover
2-bed room: with accident cover / without accident cover

Premium region: ZH
1-bed room: with accident cover / without accident cover
2-bed room: with accident cover / without accident cover

Upgrade products

dental kolping

Option: 50%, up to CHF 650.– per calendar year
with accident cover / without accident cover

Option: 50%, up to CHF 1’200.– per calendar year
with accident cover / without accident cover

Option: 75%, up to CHF 1’700.– per calendar year
with accident cover / without accident cover

Option: 75%, up to CHF 2’500.– per calendar year
with accident cover / without accident cover

Option: 75%, up to CHF 3’500.– per calendar year
with accident cover / without accident cover

Option: 80%, up to CHF 5’000.– per calendar year
with accident cover / without accident cover