Benefits of travel health insurance policies
So you’re well protected even when you’re travelling
In a hospital instead of on the beach? With tourist and tourist subito, you can still relax. Travel health insurance covers services that are not provided by your basic insurance or other insurance policies and that can get expensive abroad – in particular emergency treatment, transport, extra return journeys and translation assistance.
In an emergency, call Sympany’s 24-hour emergency helpline: +41 41 480 44 22.
More information on the 24-hour emergency number ›
Benefits of travel health insurance policies tourist and tourist subito
Worldwide emergency treatment is insured if you become ill, have an accident or go into premature labour. Travel health insurance covers outpatient and inpatient benefits that would otherwise not be covered.
Emergency transport to hospital, return transport to Switzerland and local rescue, search and recovery operations are covered (up to CHF 20,000 per insured person for search and recovery).
If an insured person has to be transported from abroad back to a hospital in their home canton, the Sympany 24-hour emergency helpline (+41 41 480 44 22) will organise the extra return journey for family members or a close relative and will cover the additional costs.
tourist: If an insured person is unable to travel home as planned due to a hospital stay, Sympany’s 24-hour emergency helpline will organise the extra return journey for the insured person, co-insured family members or a close relative and will cover the additional costs.
If you have been hospitalised abroad for an extended period of time, a trip for a close relative to visit you is insured. We will organise the trip and cover the train or flight costs for the trip to your hospital.
- Advance payment to a hospital: Some hospitals abroad require an advance payment for treatment costs. This is where travel health insurance comes in – with up to CHF 20,000.
- Translation assistance and treatment addresses: As an additional service, we will let you know where to get treatment in the place where you are staying. If required, we also provide translation assistance.
The following variants can be taken out:
- tourist or tourist subito 50/100:
The cover sum for all benefits amounts to a total of CHF 50,000 per insured person, subject to a maximum of CHF 100,000 per insured family. - tourist or tourist subito 250/500:
The cover sum for all benefits amounts to a total of CHF 250,000 per insured person, subject to a maximum of CHF 500,000 per insured family.
| 50/100 | 250/500 | |
|---|---|---|
| Single person | up to CHF 50,000 | up to CHF 250,000 |
| Family* | up to CHF 100,000 | up to CHF 500,000 |
* The family cover includes partners and children living in the same household.
tourist and tourist subito cover benefits in addition to the cover provided by basic insurance or existing supplementary insurance. The statutory cost contribution applicable in Switzerland is not insured.
Sympany’s travel health insurance policies
tourist
Permanent foreign travel health insurance
Year-round protection for up to 42 days of holiday per year
tourist subito
Short-term foreign travel health insurance
Take out this insurance online in five minutes, and it’s valid immediately for ten to 365 days