Sympany has around 259,703 private customers, some 202,270 of whom have basic insurance cover, all of them served by 498 employees. Sympany gives its policyholders a direct stake in its success: in 2018, CHF 27.9 million was allocated to the surplus fund.
|Premiums and benefits||2018||2017|
|Total premium volume*||CHF 1,048 m.||CHF 1,008 m.|
|of which compulsory health insurance (OKP)||CHF 800 m.||CHF 756 m.|
|Net benefits paid**||CHF 866 m.||CHF 866 m.|
|Reserves and provisions|
|Actuarial provisions||CHF 457 m.||CHF 431 m.|
|Reserves as per OKP||CHF 161 m.||CHF 135 m.|
|Reserve ratio as per OKP||20.1%||17.8%|
|Shareholders’ equity||CHF 451 m.||CHF 414 m.|
|Equity as a percentage of premium income||43.0%||41.0%|
|Net profit before allocation to surplus fund||CHF 65.2 m.||CHF 76.0 m.|
|Allocated to surplus fund||CHF 27.9 m.||CHF 21.3 m.|
|Net profit after allocation to surplus fund||CHF 37.4 m.||CHF 54.7 m.|
|with basic insurance KVG||202,270||194,840|
Detailed figures can be found in the full annual report (in German).
All figures are rounded individually.
* Premium income: Premium income refers to premiums actually collected, i.e. gross premiums without revenue deductions, reinsurers' share and other premium revenues.
** Net benefits: Net benefits include all benefits with the exception of those provided by reinsurers, i.e. benefits, cost contributions and other expenditure on benefits.
*** Without Meconex