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Facts and Figures

Sympany has around 261,100 private customers, some 206,700 of whom have basic insurance cover, all of them served by 509 employees. Sympany gives its policyholders a direct stake in its success: in 2019, CHF 21.3 million was allocated to the surplus fund.

Key figures

Premiums and benefits 2019 2018
Total premium volume* CHF 1,043 m. CHF 1,048 m.
of which compulsory health insurance (OKP) CHF 809 m. CHF 800 m.
Net benefits paid** CHF 898 m. CHF 866 m.
Reserves and provisions
Actuarial provisions CHF 491 m. CHF 457 m.
Provision quota 54.7% 52.8%
Reserves as per OKP CHF 171 m. CHF 161 m.
Reserve ratio as per OKP 21.1% 20.1%
Shareholders’ equity CHF 508 m. CHF 451 m.
Equity as a percentage of premium income 48.7% 43.0%
Net profit before allocation to surplus fund CHF 78.4 m. CHF 65.2 m.
Allocated to surplus fund CHF 21.3 m. CHF 27.9 m.
Net profit after allocation to surplus fund CHF 57.0 m. CHF 37.4 m.
Employees 509 498
Full-time equivalent 463 449
Customers 01.01.2020 01.01.2019
Private customers 261,097 259,703
with basic insurance KVG 206,728 202,270


Detailed figures can be found in the full annual report (in German).

All figures are rounded individually.

* Premium income: Premium income refers to premiums actually collected, i.e. gross premiums without revenue deductions, reinsurers' share and other premium revenues.

** Net benefits: Net benefits include all benefits with the exception of those provided by reinsurers, i.e. benefits, cost contributions and other expenditure on benefits.

*** Without Meconex

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