Facts and Figures
Sympany has around 256,300 private customers, some 206,600 of whom have basic insurance cover, all of them served by 627 employees. Sympany gives its policyholders a direct stake in its success: in 2021, CHF 3.3 million was allocated to the surplus fund.
|Premiums and benefits||2021||2020|
|Total premium volume*||CHF 1,047 m.||CHF 1,059 m.|
|of which compulsory health insurance (OKP)||CHF 806 m.||CHF 813 m.|
|Net benefits paid**||CHF 970 m.||CHF 915 m.|
|Reserves and provisions|
|Actuarial provisions||CHF 487 m.||CHF 476 m.|
|Reserves as per OKP||CHF 181 m.||CHF 182 m.|
|Reserve ratio as per OKP||22.5%||22.4%|
|Shareholders’ equity||CHF 492 m.||CHF 467 m.|
|Equity as a percentage of premium income||47.0%||44.1%|
|Net profit before allocation to surplus fund||CHF 28.7 m.||CHF 73.0 m.|
|Allocated to surplus fund||CHF 3.3 m.||CHF 27.5 m.|
|Net profit after allocation to surplus fund||CHF 25.5 m.||CHF 45.4 m.|
|with basic insurance KVG||206,627||204,456|
Detailed figures can be found in the full annual report (in German).
All figures are rounded individually.
* The premium volume refers to the earned premiums for own account.
** Net benefits include all benefits except reinsurers' benefits, i.e. benefits, cost sharing and other benefit expenses.