Facts and Figures

Sympany has around 259,703 private customers, some 202,270 of whom have basic insurance cover, all of them served by 498 employees. Sympany gives its policyholders a direct stake in its success: in 2018, CHF 27.9 million was allocated to the surplus fund.

Key figures

Premiums and benefits 2018 2017
Total premium volume* CHF 1,048 m. CHF 1,008 m.
of which compulsory health insurance (OKP) CHF 800 m. CHF 756 m.
Net benefits paid** CHF 866 m. CHF 866 m.
Reserves and provisions
Actuarial provisions CHF 457 m. CHF 431 m.
Provision quota 52.8% 49.8%
Reserves as per OKP CHF 161 m. CHF 135 m.
Reserve ratio as per OKP 20.1% 17.8%
Shareholders’ equity CHF 451 m. CHF 414 m.
Equity as a percentage of premium income 43.0% 41.0%
Net profit before allocation to surplus fund CHF 65.2 m. CHF 76.0 m.
Allocated to surplus fund CHF 27.9 m. CHF 21.3 m.
Net profit after allocation to surplus fund CHF 37.4 m. CHF 54.7 m.
Employees 498 483
Full-time equivalent 449 430
Customers 01.01.2019 01.01.2018
Private customers 259,703 253,171
with basic insurance KVG 202,270 194,840


Detailed figures can be found in the full annual report (in German).

All figures are rounded individually.

* Premium income: Premium income refers to premiums actually collected, i.e. gross premiums without revenue deductions, reinsurers' share and other premium revenues.

** Net benefits: Net benefits include all benefits with the exception of those provided by reinsurers, i.e. benefits, cost contributions and other expenditure on benefits.

*** Without Meconex