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Sympany has around 257,100 private customers, some 204,500 of whom have basic insurance cover, all of them served by 575 employees. Sympany gives its policyholders a direct stake in its success: in 2020, CHF 27.5 million was allocated to the surplus fund.
|Premiums and benefits||2020||2019|
|Total premium volume*||CHF 1,058 m.||CHF 1,043 m.|
|of which compulsory health insurance (OKP)||CHF 813 m.||CHF 809 m.|
|Net benefits paid**||CHF 914 m.||CHF 898 m.|
|Reserves and provisions|
|Actuarial provisions||CHF 476 m.||CHF 491 m.|
|Reserves as per OKP||CHF 182 m.||CHF 171 m.|
|Reserve ratio as per OKP||22.4%||21.1%|
|Shareholders’ equity||CHF 549 m.||CHF 508 m.|
|Equity as a percentage of premium income||51.9%||48.7%|
|Net profit before allocation to surplus fund||CHF 68.8 m.||CHF 78.4 m.|
|Allocated to surplus fund||CHF 27.5 m.||CHF 21.3 m.|
|Net profit after allocation to surplus fund||CHF 41.3 m.||CHF 57.0 m.|
|with basic insurance KVG||204,456||206,728|
Detailed figures can be found in the full annual report (in German).
All figures are rounded individually.
* Premium income: Premium income refers to premiums actually collected, i.e. gross premiums without revenue deductions, reinsurers' share and other premium revenues.
** Net benefits: Net benefits include all benefits with the exception of those provided by reinsurers, i.e. benefits, cost contributions and other expenditure on benefits.
*** Without Meconex