Sympany has around 261,100 private customers, some 206,700 of whom have basic insurance cover, all of them served by 509 employees. Sympany gives its policyholders a direct stake in its success: in 2019, CHF 21.3 million was allocated to the surplus fund.
|Premiums and benefits||2019||2018|
|Total premium volume*||CHF 1,043 m.||CHF 1,048 m.|
|of which compulsory health insurance (OKP)||CHF 809 m.||CHF 800 m.|
|Net benefits paid**||CHF 898 m.||CHF 866 m.|
|Reserves and provisions|
|Actuarial provisions||CHF 491 m.||CHF 457 m.|
|Reserves as per OKP||CHF 171 m.||CHF 161 m.|
|Reserve ratio as per OKP||21.1%||20.1%|
|Shareholders’ equity||CHF 508 m.||CHF 451 m.|
|Equity as a percentage of premium income||48.7%||43.0%|
|Net profit before allocation to surplus fund||CHF 78.4 m.||CHF 65.2 m.|
|Allocated to surplus fund||CHF 21.3 m.||CHF 27.9 m.|
|Net profit after allocation to surplus fund||CHF 57.0 m.||CHF 37.4 m.|
|with basic insurance KVG||206,728||202,270|
Detailed figures can be found in the full annual report (in German).
All figures are rounded individually.
* Premium income: Premium income refers to premiums actually collected, i.e. gross premiums without revenue deductions, reinsurers' share and other premium revenues.
** Net benefits: Net benefits include all benefits with the exception of those provided by reinsurers, i.e. benefits, cost contributions and other expenditure on benefits.
*** Without Meconex