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Facts and Figures

Sympany has around 257,100 private customers, some 204,500 of whom have basic insurance cover, all of them served by 575 employees. Sympany gives its policyholders a direct stake in its success: in 2020, CHF 27.5 million was allocated to the surplus fund.

Key figures

Premiums and benefits 2020 2019
Total premium volume* CHF 1,058 m. CHF 1,043 m.
of which compulsory health insurance (OKP) CHF 813 m. CHF 809 m.
Net benefits paid** CHF 914 m. CHF 898 m.
Reserves and provisions
Actuarial provisions CHF 476 m. CHF 491 m.
Provision quota 52.0% 54.7%
Reserves as per OKP CHF 182 m. CHF 171 m.
Reserve ratio as per OKP 22.4% 21.1%
Shareholders’ equity CHF 549 m. CHF 508 m.
Equity as a percentage of premium income 51.9% 48.7%
Net profit before allocation to surplus fund CHF 68.8 m. CHF 78.4 m.
Allocated to surplus fund CHF 27.5 m. CHF 21.3 m.
Net profit after allocation to surplus fund CHF 41.3 m. CHF 57.0 m.
Employees 575 509
Full-time equivalent 522 463
Customers 01.01.2021 01.01.2020
Private customers 257,081 261,097
with basic insurance KVG 204,456 206,728


Detailed figures can be found in the full annual report (in German).

All figures are rounded individually.

* Premium income: Premium income refers to premiums actually collected, i.e. gross premiums without revenue deductions, reinsurers' share and other premium revenues.

** Net benefits: Net benefits include all benefits with the exception of those provided by reinsurers, i.e. benefits, cost contributions and other expenditure on benefits.

*** Without Meconex

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