


Flexibility with vivao flex:
Adjust your insurance – exactly when it matters
- Unlimited choice of hospital, ward and doctor on hospital admission
- Clearly delimited cost contribution to additional hospital costs
- Private consultations with specialist medical staff
- Accident supplement: appliances following a stay in hospital
- Emergencies abroad: full cover with cost contribution depending on chosen ward
- Rescue and transport costs and search operations
- Alternative medicine, including in immediately neighbouring countries
- Corrective dental treatment
- Spectacle lenses/contact lenses

Working statusIf you
- work for one employer for more than 8 hours a week or
- are self-employed with voluntary UVG accident insurance
you are already insured against accident through
your employer. The amount of the premium for accident insurance will be deducted from the price of basic
insurance cover.
If you have not taken out any other accident insurance
and
- are not gainfully employed,
- work for one employer for less than 8 hours a week,
- are self-employed without voluntary UVG accident insurance, or
- are a child, a housewife or -husband, or a retired person
the accident insurance will be included in the basic cover.


Fully insured on the road
Premium benefits for singles and couples at a glance:
- Up to 10% bundle discount when you combine your vehicle insurance with other packages from Sympany
- Monthly premium payments at no extra charge
- All your insurance policies under one roof
- 24h breakdown assistance included
- Protection of no-claims bonus at all levels
- Waiver of right of recourse in cases of gross negligence
- Purchase price guarantee for new cars for up to 12 months
- Cash value plus supplement included from 12th month
- Unlimited parked-vehicle damage
- Extended glass coverage
- Claims procedure taken care of in the event of an accident abroad (optional)

The motor insurance car premium
The motorbike insurance moto premium

Fully insured on the road and at home
Premium benefits for singles and couples at a glance:
- Up to 10% combi-discount when you combine your household insurance with other packages from Sympany
- Monthly premium payments at no extra charge
- All your insurance policies under one roof
- 24h emergency hotline – home assistance
- Cover for tenant and domestic pet owner damage
- Eco-discount for Minergie buildings
- Young people remain co-insured for three months after moving out
- Personal liability insurance for households consisting of 1–2 persons (you only pay for what you need)
- Travel luggage up to CHF 10,000 included
- Cost of changing locks up to CHF 5,000 included
- Furniture glazing up to CHF 10,000 included
- Earthquake insurance (optional)
- Use of third-party motor vehicles up to CHF 80,000

The household insurance home premium

Purchace online and your travel insurance
is ready in 5 minutes!
Quicker and easier than packing your bags: last-minute travel insurance for holidaymakers and business travellers.
Worldwide coverage – even if you are not insured with us
- In an emergency we will bring you and your family home, wherever you are
- No gaps in insurance cover in the event of illness or accident
- 24-hour emergency helpline
- Help with language translation
















