Your benefits.
- Risk prevention: you reduce the risk of unforeseeable costs arising due to compulsory salary payments.
- Earnings gaps: you protect your employees from financial crises because there are no earnings gaps opening in the event of illness.
- Tariffs: the tariffs are calculated based on multiple risk factors rather than by business sector.
- Individual solutions: the waiting period and level of coverage can be chosen to suit the financial strength, risk structure and staff structure of your company.
- Financing: financing is shared equally by employer and employee.
- Expatriates: employees sent overseas or living abroad can also be covered.
- Labour law: as an employer and entrepreneur, you are in full compliance with labour law requirements.
Our plus factors for national and international companies.
- Individual, flexible solutions tailor-made for your company
- Multilingual customer care (G, E, F, I) ensured by a central and personal team
- “Experience-based rating” for individual risk solutions
- Support for preventative measures, absenteeism and reintegration of long-term patients: our integrated Care Management contributes to a considerable reduction of absences, early prevention of illnesses and enhanced business productivity.
- Electronic interface/connection to your HRM systems for simple claims processing
- Financial optimisation with short-term absence insurance
All Insurances for national and international companies
More information
Folder Loss of Earnings Insurance (VVG)
General conditions of insurance 2011 (VVG)
General conditions of insurance 2008 (VVG)
Folder Loss of Earnings Insurance (KVG)
