Your benefits.
- Risk prevention: you reduce the risk of unforeseeable costs arising due to compulsory salary payments.
- Earnings gaps: you protect your employees from financial crises because there are no earnings gaps opening in the event of illness.
- Tariffs: the tariffs are calculated based on multiple risk factors rather than by business sector.
- Individual solutions: the waiting period and level of coverage can be chosen to suit the financial strength, risk structure and staff structure of your company.
- Financing: financing is shared equally by employer and employee.
- Expatriates: employees sent overseas or living abroad can also be covered.
- Labour law: as an employer and entrepreneur, you are in full compliance with labour law requirements.
Particular benefits for SMEs and partnerships.
- Sector-independent pooled solutions with merit-rating system
- Voluntary insurance for company owners (with up to 100 per cent coverage) via a favourable common collective tariff
- Simple processes and easy-to-understand forms
- No elaborate acceptance procedures
- Regional customer care officers at your disposal for competent advice and problem solving
- Minimised administrative costs thanks to our electronic absence management tool, which enables all claims to be quickly recorded electronically in a range of languages and transmitted to Sympany.
All Insurances for SMEs and partnerships
More information
Folder Loss of Earnings Insurance (VVG)
General conditions of insurance 2011 (VVG)
General conditions of insurance 2008 (VVG)
Folder Loss of Earnings Insurance (KVG)