- Risk prevention: you reduce the risk of unforeseeable costs arising due to compulsory salary payments.
- Earnings gaps: you protect your employees from financial crises because there are no earnings gaps opening in the event of illness.
- Tariffs: the tariffs are calculated based on multiple risk factors rather than by business sector.
- Individual solutions: the waiting period and level of coverage can be chosen to suit the financial strength, risk structure and staff structure of your company.
- Financing: financing is shared equally by employer and employee.
- Expatriates: employees sent overseas or living abroad can also be covered.
- Labour law: as an employer and entrepreneur, you are in full compliance with labour law requirements.
Particular benefits for SMEs.
- CLA-compliant loss of salary insurance solutions with trade union support
- Quotations that ideally meet the requirements of national master agreements
- Made-to-measure solutions for trade associations
All insurances for trade associations