Your advantages.
- Risk prevention: you reduce the risk of unforeseeable costs arising due to compulsory salary payments.
- Earnings gaps: you protect your employees from financial crises because there are no earnings gaps opening in the event of illness.
- Tariffs: the tariffs are calculated based on multiple risk factors rather than by business sector.
- Individual solutions: the waiting period and level of coverage can be chosen to suit the financial strength, risk structure and staff structure of your company.
- Financing: financing is shared equally by employer and employee.
- Expatriates: employees sent overseas or living abroad can also be covered.
- Labour law: as an employer and entrepreneur, you are in full compliance with labour law requirements.
Particular benefits for SMEs.
- CLA-compliant loss of salary insurance solutions with trade union support
- Quotations that ideally meet the requirements of national master agreements
- Made-to-measure solutions for trade associations
All insurances for trade associations
More information
Folder "Loss of Earnings Insurance (KVG)"
General conditions of insurance 2011 (KVG)
General conditions of insurance 2010 (KVG)
Folder "Loss of Earnings Insurance (VVG)"